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Just two months before the Macks bought their fancy carriage house in Manhattan, Christy and her pal Susan launched their investment initiative called Waterfall TALF. Neither seems to have any experience whatsoever in finance, beyond Susans penchant for dabbling in thoroughbred racehorses. But with an upfront investment of $15 million, they quickly received $220 million in cash from the Fed, most of which they used to purchase student loans and commercial mortgages. The loans were set up so that Christy and Susan would keep 100 percent of any gains on the deals, while the Fed and the Treasury read: the taxpayer would eat 90 percent of the losses. Given out as part of a bailout program ostensibly designed to help ordinary people by kick starting consumer lending, the deals were a classic heads I win, tails you lose investment. So how did the government come to address a financial crisis caused by the collapse of a residential mortgage bubble by giving the wives of a couple of Morgan Stanley bigwigs free money to make essentially risk free investments in student loans and commercial real estate?The answer is: by degrees.


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, Mattison Faye, A. , Edwards Padgett, P. , Rollison, C. , Becker, D. , and Hinzey, A. L.



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He will be, because of all the infiltration within the government and not enough Patriots yet placed, castrated. America falls. It is that serious. Who would have believed this could happen?We do. The DemoncRats are at it again!Where are those thieves who want Obamas records?Ohh thats right, Obamas records are sealed or missing intentionally, but it is fair game to steal or get at others private records. The Secret Service says its investigating the reported theft of copies of Republican presidential candidate Mitt Romneys federal tax records before 2010. A letter sent anonymously to Tennessee political and newspaper offices demanded $1 million to prevent their disclosure. Romneys accounting firm, PricewaterhouseCoopers, said there is no evidence any Romney tax files were stolen. The letter said the returns were stolen in late August during a Watergate style break in at the companys accounting offices in Franklin, Tenn. A Tennessee Republican official, Jean Barwick, confirmed she received the letter and an encrypted flash drive, and said she turned them over to the Secret Service. She was not able to confirm that copies of any tax returns were stored on the flash drive.



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com short and free online IQ test. Besides global IQ test result, you'll alsoget a profile score for each subtest:verbal IQ, mathematical IQ, spatial IQ visualization and orientation of objectsin space, logic, pattern recognition order in chaos, general knowledge,short time memory, visualization and classification. Those subtests names imply face validity, not factorial. The test actually measures one general factor of intelligence, and has a rather good validity compared to other IQ tests. BBC IQ test free interactive culturally biased IQ test for UK citizens over the age of 16. There is a time limit for instructions, item exposure and answering the items / questions. BBC IQ Test includes questions on logic, perception and visual reasoning as well as testing your powers of observation and memory. There are 70 items in six subtest groups: Brain teasers analogies, road trip, Everyday Symbols, Memory Word Combinations,Famous Faces, Advancing Letters, Logic Visual Illusions,Vocabulary, Painting by Numbers, Reasoning Code Sums, Altered Objects, Perception Morphed Faces, Spot the Difference, and More brain teasers Down the Tube, Analogies. After the test you'll get your IQ and subtest scores. Mensa. org the society welcomes people from every walk of life whose IQ is in the top 2% of the population, with the objective of enjoying each other's company and participating in a wide range of social and cultural activities.



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Pictured: Navy Lt. Cmdr. U. S. Navy photo by Mass Communication Specialist 2nd Class Brittney CannadyPORTSMOUTH, Va. While the United States Agency for International Development oversees the initiative, the Centers for Disease Control and Prevention is tasked with providing scientific and technical leadership as well as implementing public health programs vital to stopping malaria.

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